Retirement planning is an important aspect of personal financial planning, particularly for clients over 40.

Family wealth planning encompasses three focus areas including personal financial planning, retirement planning and estate planning. Each of these areas may be addressed separately based on the client's current objectives or, alternatively, an individual may choose a comprehensive approach.

Personal financial planning focuses on setting and attaining personal goals and objectives. The planning and consultation involves evaluating current net worth, analyzing current cash flow requirements, and developing an investment strategy to achieve the individual's goals and objectives.

In regards to retirement planning, many individuals enjoy planning for the retirement years, however, deciphering the maze of complicated retirement plan and investment options can be overwhelming. Our goal is to assist each client with planning for cash flow to meet both their future goals and to maintain their current standard of living throughout their retirement years.

Another important part of wealth planning includes estate planning. This process includes implementation of procedures and tax structuring that enables clients to reduce their overall estate tax burden and thereby pass on more wealth to their family members or selected beneficiaries.

For additional information about Retirement Planning services at Warinner, Gesinger & Associates, LLC, contact John M. Hudson , CPA - Manager, Tax Services.